Affordable 401(k) Plans for All Sizes of Businesses

Set up a 401(k) in as little as 15 minutes and deliver a powerful retirement benefit without complexity, high costs, or administrative burden.

Built for businesses of all sizes

Seamless payroll integrations

No setup fee and low prices

Trusted by advisors and businesses

A Simpler Way to Offer a 401(k)

Lower Costs, Higher Value

Traditional 401(k) plans are expensive, outdated, and difficult to manage. 401GO uses modern technology and automation to reduce operational costs and make retirement plans more accessible for any organization. You get a high-quality plan without the overhead and inefficiencies of legacy providers.

Easy to Run, Easy to Manage

Managing a 401(k) should not feel like a second job. Our platform automates compliance, administration, and reporting so you can focus on growing your business instead of dealing with paperwork. Everything runs seamlessly in the background while you stay focused on what drives your organization forward.

Pricing You Can Afford.

Get a high quality 401(k) without the high cost or complexity.

401GO is built to give businesses of all sizes access to a powerful retirement plan at a fraction of the traditional price.

Transparent, budget-friendly pricing

No hidden fees or unexpected costs

No expensive setup or ongoing administrative burden

Flexible plans that grow as your business grows

Essential Features for Your Business

Automated Compliance

Managing a 401(k) can be complex and time-consuming. 401GO automates compliance so your team can focus on running the business, not paperwork.

Flexible Investment Options

Provide access to a wide range of investment options, giving your employees the flexibility to build retirement strategies that align with their financial goals.

Built to Scale

Whether you're implementing your first 401(k) or upgrading from an existing provider, 401GO adapts to your organization’s structure and grows with your needs over time.

Pricing to Fit Your Business

Plans are built to deliver maximum value with transparent pricing, low monthly costs, and a simple asset-based fee structure — without the hidden fees.

Modern Tools & Experience

Give your team an intuitive platform with a mobile app, planning tools, and financial insights. Everything is designed to increase engagement and simplify participation.

Seamless Onboarding

401GO offers one of the fastest plan design processes in the industry. We can create your plan in 15 minutes or less using technology that automates tasks, so we can focus on you.

See What Our Clients Say

"By layering a cash balance plan, we boosted our deductible retirement savings by six figures, while keeping our existing 401(k) for our team". The Roxberry Group

"401GO’s team handled all actuarial work and compliance behind the scenes. Our CFO sleeps easier" American Benefits Company