Simple and Affordable IRA Plans Built for You
Start investing for your future with a modern IRA that’s easy to set up, simple to manage, and designed to grow with you.
Set up your account in minutes
Low monthly cost with transparent pricing
Flexible investment options
Full control over your retirement savings
A Better Way to Save for Retirement
Built for Simplicity
Traditional IRA providers often rely on outdated systems that make investing more complicated than it needs to be. 401GO uses modern technology to simplify setup and ongoing management, reducing friction at every step. That means less time dealing with complexity and more time focused on growing your savings.
Designed Around You
Whether you’re just getting started or looking to optimize your investments, our platform gives you the tools, flexibility, and support to make confident financial decisions. With intuitive features and guided resources, you can manage your portfolio with clarity and build a strategy that fits your goals.

Built to Make Retirement Saving Easier
Open your IRA in minutes with a streamlined, guided process designed to eliminate friction and confusion.
15-minute account setup
Flexible investment options
Guided portfolio builder
World Class Customer Service
Just $2/month + 0.3% AUM fee
Essential Features for Your IRA

15-Minute Setup
With our helpful staff and streamlined technology, getting set up is quick, simple, and stress-free. It’s never been easier to start saving for retirement and take control of your financial future.

Investment Options
Access a broad range of investment options, including mutual funds and individual securities, to help your money grow in value over time. The best IRA companies are nothing without options.

Guided Portfolio Builder
You can choose your own IRA investments or use our automated portfolio builder to create a lineup customized to your needs. You can easily make changes to your investment choices at any time.

World Class Customer Service
We use technology to speed up the boring parts and focus more on helping you. When you contact 401GO, a dedicated representative will resolve your concerns quickly and painlessly.
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Pricing to Fit Your Business
A 401GO IRA costs just $2/month plus a 0.3% assets under management (AUM) fee. Both are applied automatically, so you don’t have to worry about billing or hidden costs. Simple, transparent pricing.

Cutting-Edge Technology
Modern technology to streamline the plan setup and maintenance process, saving you time, money, and headaches. Our customized solutions and top-notch customer service help you navigate the road to financial security.
See What Our Clients Say
"By layering a cash balance plan, we boosted our deductible retirement savings by six figures, while keeping our existing 401(k) for our team". The Roxberry Group
"401GO’s team handled all actuarial work and compliance behind the scenes. Our CFO sleeps easier" American Benefits Company
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