Affordable 401(k) Plans for Small Businesses

Set up a 401(k) in as little as 15 minutes with a modern, affordable solution designed to make retirement benefits easier than ever.

Built for small and mid-sized businesses

Seamless onboarding in minutes

Plans starting at just $9 per participant

Trusted by advisors and businesses

A Modern Solution to a 401(k)

Lower Costs, Higher Value

Traditional 401(k) providers rely on outdated systems that make plans expensive and hard to manage. 401GO uses automation and modern technology to simplify the entire experience. That means lower costs and easier access to a high-quality 401(k).

Easy to Run, Easy to Manage

You don’t need to be an expert to manage a 401(k). Our platform automates compliance, administration, and reporting. Everything runs seamlessly in the background, so you can focus on running your business — not paperwork or complexity.

Pricing You Can Afford.

Get a high quality 401(k) without the high cost or complexity.

401GO is built to give small and mid-sized businesses access to powerful retirement plans at a fraction of the traditional price.

Starting at just $9 per participant

No hidden fees or unexpected costs

No heavy setup or administrative burden

Flexible plans that scale as your business grows

Essential Features for Your Business

Seamless Onboarding

401GO offers the fastest plan-design processes in the industry. Our front-end efficiency allows us to create a plan for you in 15 minutes or less. We do this using cutting-edge technology, which automates certain tasks so we can focus on you.

Automated Compliance

Managing a 401(k) can be complex and time-consuming. 401GO automates compliance, administration, and reporting to reduce manual work and eliminate headaches. Your team can stay focused on running the business — not paperwork or operational complexity.

Customizability

Build a 401(k) plan tailored to your company’s needs. Enjoy flexible options like payroll integrations, real-time dashboards, and guided investment tools. Everything is designed to give you control while keeping the experience simple and easy to manage.

Powerful Perks

401GO offers a convenient and intuitive mobile app. Participants also get access to free financial management resources like a retirement calculator, budgeting tools, a financial goal tracker, spending insights, and valuable educational content.

Pricing to Fit Your Business

401GO offers affordable pricing for small and growing businesses. Plans start low, with no unnecessary fees or large upfront costs. As your business grows, pricing scales with you — with simple, transparent costs and a low 0.3% AUM fee.

Investment Options

With a Solo 401(k) plan from 401GO, you have access to a wide range of investment options. You can choose from a variety of funds and other assets to build a strategy that fits your goals. This flexibility helps you make the most of your retirement savings over time.

See What Our Clients Say

"By layering a cash balance plan, we boosted our deductible retirement savings by six figures, while keeping our existing 401(k) for our team". The Roxberry Group

"401GO’s team handled all actuarial work and compliance behind the scenes. Our CFO sleeps easier" American Benefits Company